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    What Credit Score Do You Need to Rent an Apartment?

    4 months ago · · Comments Off on What Credit Score Do You Need to Rent an Apartment?

    What Credit Score Do You Need to Rent an Apartment?

    Did you know that a bad credit score can hurt your chances of renting your dream apartment?

    Renting an apartment is a business deal; it is up to the landlord to choose a great fit.

    That’s why tenants often undergo a thorough vetting process before signing the lease agreement.

    Generally, the vetting process helps the landlord establish whether you’re financially stable enough to afford the apartment. Besides, your new potential landlord will be keen to establish that you have a positive rental history.

    credit checks - credit scores - high credit score - credit scores affect renting

    Now, the question many ask is, how does credit score affect renting? If so, what credit score do you need to rent an apartment?

    Well, it can be complicated.

    The good news is, we’ve got an answer for that. Here’s everything you need to know about the score you need to rent an apartment.

    What Credit Score Do You Need to Rent an Apartment?

    Generally, you need a “good” credit score to consider your request, during the rental application process. Even though there’s no standard credit score for renting an apartment, a higher credit score will boost your chances of getting accepted.

    Though meeting their minimum requirement doesn’t guarantee approval, knowing what they look for could help you position yourself as a great rental candidate.

    Landlords, especially in competitive markets like San Francisco or New York, may require a minimum credit score before getting approved for a particular building. Sometimes it may be beyond the average credit score of your location.

    When it comes to credit scores, each landlord is different. The general consensus is that a good credit score is 720 or higher.

    With that said, most landlords and property managers look for a credit score above 600. The higher your credit score, the better.

    FICO and VantageScore credit scores typically range from 300 to 850. A higher credit score will indicate a tenant has a habit of managing finances responsibly.

    On the other hand, a lower credit score will indicate a tenant has trouble with financial management. As such, they could struggle to pay their monthly rent.

    What Landlords May Look for on Credit Reports

    Apart from the credit score, a landlord will be more interested in checking a potential tenant’s credit reports. Often, a credit check provides a complete picture of the applicant’s financial history.

    A bad bill can send your credit score plummeting; however, if that’s the only blemish on your credit report, the risk is minimized. That’s why looking into the entire credit report is crucial, other than just checking the current credit score.

    Here is what the landlord will be looking for when performing a credit check:

    • Payment History
    • Rental History
    • Collection Items and Public Records

    Payment History

    Prospective landlords typically check your payment history for the past 24 months. If the landlord establishes you’ve been consistently paying your credit card bills on time, then one box will be checked, and on to the next.

    Rental History

    Some credit bureaus may include rental history on their credit reports. That can help landlords predict whether applicants will pay rent on time.

    Landlords want tenants who pay rent on time, plain and simple! If you can prove you have a history of paying rent on time, you’ll have little to no struggle with your application.

    Collection Items and Public Records

    Things that are likely to be the deal-breaker are usually evictions, unpaid utilities, and bankruptcies. Many of the landlords understand debt like student loans, medical bills, or credit card debt.

    average credit score needed - rent an apartment - credit checks - credit scores

    That said, before you submit your rental application, you’ll want to check your credit report and score.

    Tenants’ screening goes beyond the credit score; so brace yourself for a lengthy screening process. The screening may include criminal background checks, a review of your employment history, and/or contacting references.

    Remember this: When a prospective landlord checks your credit, it could result in a hard inquiry. Hard inquiries can have an impact on your credit scores.

    What Factors Impact Your Credit Score?

    According to the Fair Isaac Corporation (FICO), which produces the FICO score, there are five primary factors used to compute a credit score, namely:

    1. Payment history – 35% of your credit score
    2. Amounts owed – 30% of your credit score
    3. Length of history – 15% of your credit score
    4. New credit – 10% of your credit score
    5. Types of credit used (credit mix) – 10% of your credit score

    Credit cards payment history is the most crucial ingredient in credit scoring, and even one missed payment can hurt your score.

    If you pay your credit card bills every month on time, it will bump your credit score up. Set a routine, and you can grow your creditworthiness quickly, as long as you can avoid missing a credit card payment.

    The general range of FICO credit scores are as follows:

    • Exceptional: 800–850
    • Very Good: 740–799
    • Good: 670–739
    • Fair: 580–669
    • Poor: 300–579

    How you use your credit line will also influence your credit score.

    Ways to Help Improve Credit Scores

    A credit score affects your chances of renting an apartment. However, a low credit score shouldn’t be the reason to deter you from moving to your favorite apartment. You can always work on your credit score to improve it over time.

    Here are a few ways you can show responsible credit use and help improve your credit:

    • Pay Bills On Time
    • Pay More than the Minimum
    • Keep Your Balances Low
    • Apply Only for the Credit You Need

    Pay Bills On Time

    According to both FICO and VantageScore, your payment history can be a significant factor when determining your credit score. As such, keep email reminders about your credit cards bills to avoid a late payment or entirely missing out.

    A late payment can significantly hurt your credit score. Always be on time when it comes to paying bills.

    Pay More than the Minimum

    To improve your credit utilization ratio, aim to pay off the highest amount you can (or the entire amount if possible).

    credit reporting agency - major credit bureaus -  credit health - credit card issuer

    Keep Your Balances Low

    The CFPB recommends that you not spend more than 30% of your available credit. A low credit utilization ratio — a measure of how much of your available credit you’re using — could be a sign that you’re using your credit responsibly, and not overspending.

    This could help improve your credit score.

    Apply Only for the Credit You Need

    Credit scoring formulas are based on several things. For instance, if you apply for a lot of credit over a short period of time, it may appear to lenders that your economic circumstances have changed negatively.

    Can You Rent an Apartment with a Low Credit Score?

    Not all landlords look at the credit score; most of them often check your monthly income and other factors before considering your application. However, if you have a low credit score and they check it, how can you win them over?

    Everyone has a different financial situation. Some might be recovering from a bankruptcy, while others might be building their credit score for the first time. Either way, those facts will be reflected in the credit score.

    Other factors could still help you win the application. You just have to know how to go about it.

    With that said, it may take a lot of effort to make that happen.

    Be Honest

    The worst thing you can do is lie about your poor credit score. You’ll get caught! Which is a red flag. Plain and simple!

    Landlords go overboard just to ensure they are leasing the apartment to the right tenant. They go as far as hiring external agencies to do extensive screening on the applicant.

    Opening up to your prospective landlord about your credit score before screening will give you some fighting chance.

    Explain Your Situation

    As discussed earlier, everyone has a different financial situation. As such, after reviewing your credit history, you can be able to explain the blemish causing your poor score. It is ideal, especially if these issues stem from mistakes made years in the past.

    Maybe your credit history is pretty good, apart from the one-hit you took for a bad bill.

    credit reporting agency - major credit bureaus -  credit health - credit card issuer

    Highlight Your Income

    Proving that you earn at least three, four, or even five times your monthly rent could give you some fighting chance.

    However, if your income doesn’t boost you, look for another factor that can increase your chances.

    Offer to Pay a Higher Security Deposit

    Most landlords see renters with sub-650 credit scores as a more significant risk. To get rid of this perception of being a high-risk tenant, offer to pay a higher security deposit.

    As long as you’re timely with rent payments and respect the property, it’s a no-risk move on your part since you’ll get the deposit back at the end of your lease.

    Landlords see this as a sign of good faith. Win-Win!

    Provide Plenty of References

    During the screening process, landlords are keen to check every detail submitted in your application.

    References are one of those items landlords are incredibly interested in. They will support your argument for timely rent payments.

    It can be a deal-breaker at times, so make sure whom you include as your reference can be trusted. Generally, it’s more convincing if you have friends who can vouch for you.

    Friends and bosses are often a reasonably good choice, but your previous landlord will be the best person to have as your reference. If you have a good relationship with your previous landlord, ask them to be a reference for you.

    Armed with a positive reference from your previous landlord, you will be able to get an apartment easily.

    Use a Cosigner

    If you are a new renter with no score, using a cosigner will be a good step toward getting that apartment. Essentially, a cosigner will take the responsibility of paying rent if you’re unable to pay it.

    It is good to note that the requirements of a cosigner are much more strict. For example, they must have a higher income, score, plus more. If your cosigner or guarantor has a high score, it can increase the average credit score of all signers.

    Look for a Roommate

    Adding a roommate to your lease or rental agreement can increase your creditworthiness, as well as your qualifying income.

    How You Can Figure Out if Your Credit Score is Good Enough

    Before renting an apartment, it is wise to look at your credit report and score. If you don’t know much about credit scores, it is simple!

    Each year, everyone can pull one copy of their credit report from each major bureau for free through AnnualCreditReport.com.

    It is the ideal place since the Federal Government supports that site.

    However, you might want to look elsewhere for credit scores, since those credit reports don’t contain your credit score.

    Where to turn for your credit score may vary. For example, some credit cards let cardholders see their FICO scores for free.

    With such credit cards, it is easy to check your credit score. There are other free places you can use to get a glimpse at a recent credit score. For example, websites like Credit Karma and Nerdwallet will offer you that service.

    With that said, many of them won’t show you your FICO score. Instead, they use the VantageScore.

    VantageScore and FICO share the same credit score range (300-850), but how they calculate their score is different.

    For this reason, there’s a fairly good chance that your FICO and VantageScore credit scores will vary from time to time.

    How Long Does it Take to Raise Your Credit Score?

    If you have a bad credit score, it may feel awful, right? It’s like a red mark follows you everywhere.

    Improving your credit score is a worthwhile goal. The better your credit score, the better rate you’ll get for all of your loans. Besides, getting approved for an apartment will never be an issue.

    With a high credit score, your loans will be cheaper, while they will be expensive if you have a low credit score.

    The real question is, how long do you have to wait before your credit score shoots up?

    There’s no exact answer to that, but generally, your credit score can improve anywhere from a month to as much as 10 years. It all depends on the factors we discussed earlier that impact your credit score.

    For example, timely payment of credit card bills, among others factors, will help improve your credit score fast.

    What to Do if Your Application is Rejected Because of Your Credit Score

    As usual, not all applications go through or get accepted. As such, if your application is rejected, you should receive an official notification. This is required by law.

    The reporting agency will send it showing you the score that the landlord saw and instructions on how you can request a copy of your credit report for free.

    With this report, you’ll get the chance to review for errors. That way, if you were rejected due to a mistake, you can reach out to the credit bureau to have the issue corrected.

    Unless there was a mistake on your credit report, the landlord isn’t required to work with you if you don’t meet their minimal cutoff.

    With a cosigner in place, however, you can request from the landlord to see if they will be willing to accept one. If not, then the best way is to move on and find another apartment.

    Final Thought

    Finding an apartment for rent is an exciting journey, but that could be cut short by the application process when landlords require more details, especially credit reports, and so on.

    However, reports and scores shouldn’t scare you off! As long as you have a good credit score, you can easily rent an apartment of your choice.

    On the other hand, if you want to rent an apartment and you have a bad credit score, that doesn’t mean it’s the end; you can still use other factors like paying a higher security deposit, among others, to increase your chances.

    If you want to get an apartment, avoid hurting your credit history and be careful about missing out on your credit card payment. Many places, like San Francisco, for example, will require you to meet their minimum credit score to rent an apartment.

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    Comparing Apartments: How to Find the Perfect One

    5 months ago · · Comments Off on Comparing Apartments: How to Find the Perfect One

    Comparing Apartments: How to Find the Perfect One

    It isn’t easy to compare apartments. Every apartment is different and unique in their own ways.

    However, you can search and find an affordable apartment for your family with the right effort and knowledge.

    So, how do you compare the available apartment options in the real estate industry before you sign a lease agreement?

    Here, we go through the different approaches of comparing apartments and finding the perfect one for you.

    Comparing Apartments

    Below are the different ways to compare apartments to help identify the perfect one for you:

    Lease Terms and Costs

    When comparing different apartments, an important concern is how much itll cost you.

    Apart from the monthly rent, there are other expenses that you should also consider.

    Apartment Building Complex

    Below are some of the expenses:

    • Late payment charges on rent
    • Amenity fees
    • Parking space payments
    • Rent application fees
    • Rent security deposits
    • Non-refundable pet deposit fees
    • Utilities included in the apartment

    Security Deposits

    This is typically equivalent to one month to one and a half month’s worth of rent. The deposit will differ per apartment. It’s worth considering when making a comparison of different apartments.

    Application Fees

    We have seen the application fee vary anywhere from $25 to $200, and they are typically non-refundable. The fee will, however, vary with the price of an apartment. This is something you should consider while you search and make a comparison of different complexes.

    Pet Deposit

    Most pet-friendly units will require a pet deposit. We have seen this range from $50 to $1,000 per pet, and some of them are non-refundable.

    Utilities

    While doing an apartment search or comparison, utilities should be among your top consideration. Utilities in an apartment include water, electricity, and gas. Some apartments include utilities in their rent, while others keep them separate.

    Amenity Fees

    No apartment search and comparison will be complete without considering the amenity fees. It includes fees related to gyms, pools, carport parking, etc.

    Apart from the financial terms, you should ensure that the lease terms work well with your lifestyle.

    For example, ask yourself whether pets are allowed in your apartment or not. Make sure that you can also answer the following questions:

    • Will the landlord allow your relatives or friends to move into your apartment unit?
    • How long would you like to stay in the apartment?
    • Are you allowed to sublet the apartment?

    Consider the Neighborhood and Location

    Here, you should consider how the neighborhood and location of an apartment affects your stay.

    In some cases, living closer to public transportation, restaurants, attractions, nightlife, and work could be worth the smaller apartment or rent hike.

    Selecting a location out of the city may be perfect if you value family-friendliness, an escape from hustle and bustle, easy access to freeways, and ample green space. Also, apartments in the city outskirts could have a lower price, and they often offer more square footage.

    apartment location building

    The location of your apartment could also affect the true cost of living there. For instance, if you stay next to a grocery store, you won’t have to eat out as much. Or, an area with well-connected bike paths may eliminate the need for rideshares, public transportation, and cars.

    Consider Apartment Safety Features

    Safety features must also be considered while comparing apartments. You should always feel safe, at all times, in your apartment.

    Here, you should consider both in-apartment and building safety features such as:

    • Gated entrances
    • Outside lights
    • Fire extinguishers outside and inside the building
    • Emergency exits
    • Deadbolt locks
    • Carbon monoxide detectors
    • Smoke detectors

    Compare the Community Amenities

    There are amenities, such as a fitness center, that reduce some apartment costs. They can also make a choice become clearer when comparing apartments.

    Consider the important amenities, along with the ones you might never use, in an apartment:

    • Gym
    • Pool
    • Barbecue areas
    • Clubhouses
    • Gated community
    • Bike racks
    • Greenspace
    • Secure parking garage
    • Dog washing station

    If you feel like you can live without amenities, selecting an apartment at a lower price may be the best option for you.

    Compare In-Unit Features and Layout

    When you want to compare two apartments, the layout of the apartment is very crucial.

    Can you only afford a 1-bedroom apartment in one community, but a 2-bedroom in another? The number of bedrooms and square footage also matter here.

    apartment interior living room

    Below are the things to consider:

    The In-Unit Laundry

    A laundry unit in your apartment might end up saving you money and time. The access and ease of laundry, instead of spending time in a laundromat, is something you should consider while comparing apartments.

    Large Patio Area or Balcony

    Whether it’s your pets or family that need some fresh air, a balcony or patio is very important.

    Hardwood Floors vs. Carpet

    If you have pets, a hardwood floor is easier to clean, and may be more desirable. However, a carpet is warmer and more comfortable, especially on cold days.

    Window Units vs. Central A/C

    Central A/C is necessary if you stay in a mild climate. A fan and window unit is probably sufficient in most other climates.

    Storage Space and Closet

    Which apartments provide more space? You should compare the storage space, empty areas, and closets.

    Vanity Sinks

    If you want to move into an apartment with a roommate or family, a dual vanity sink can keep the peace.

    Updated Appliances

    When you’re comparing apartments, you should consider the appliances. Updated energy-efficient appliances could keep your kitchen appealing and reduce your bills.

    Apartment Kitchen Appliances

    Compare the Apartment Floors

    The apartment floor that you select will affect how you compare apartments. The top floor normally provides the best views, but it is typically also the hottest in an apartment.

    Rent might also be expensive for the views alone, even without extra amenities and space.

    The bottom floor is usually less expensive, and it is always easier with families and pets. With that said, you may miss having a view and feel less secure with this floor.

    In our opinion, the middle floors are the most desirable options. They have a good balance between layout and amenities.

    How to Achieve a Helpful Comparison

    Now that you understand the things you are going to find, how will you apply that information?

    Identify What You Want and What You Need in an Apartment

    Various things in an apartment will be amazing to have. They include luxury items that are very easy to market by apartment owners.

    However, in most cases, these items are typically things you want, and not the things you need.

    Therefore, you must have your requirements laid out clearly, including enough space for a home office, distance/location to work, and school district.

    Separate the things you want, from those that you need.

    Have a Hierarchy of Priorities

    What’s more essential to you? Is it having a washer/dryer unit or being closer to your place of work?

    If you want to make difficult decisions easily, you should have an outright priority list in order.

    Come Up with a List of Every Apartment You’re Looking At

    You should make a big list if you already have visited several places and you’re ready to decide. For instance, you can have the apartments you’ve looked at in rows, and the different features in the columns.

    Have a checkmark where every apartment meets your criteria. When you finish, it should be clear which apartment is best for you.

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    Farmington Hills Apartments for Rent: How to Find the Best

    1 year ago · · Comments Off on Farmington Hills Apartments for Rent: How to Find the Best

    Farmington Hills Apartments for Rent: How to Find the Best

    Searching for a new apartment home in Farmington Hills can be daunting, but the good news is it does not have to be. You can save yourself the headache of starting from scratch by following a few basic tips.

    Since you have already narrowed down your search to Farmington Hills, MI, you can focus on other things, like amenities, availability, and rental rates.

    Farmington Hills Apartments for Rent

    Currently, in Farmington Hills, there are a handful of apartments for rent worth considering. After looking at your budget, you should have a better idea of which apartment communities in Farmington Hills are for you.

    That said, if you would like to get straight to the point with your search, we can help. Here are eight practical tips for finding apartments for rent in Farmington Hills.

    Start Early

    One of the best things you can do when looking for apartments for rent in Farmington Hills, MI with average apartment rent, no matter if it’s a studio apartment in Farmington Hills, a one bedroom apartment, two bedroom apartment, or even three bedroom apartment in Farmington Hills, is to start early. In fact, it is highly recommended that you begin looking at an apartment at least 60 days before you want to move.

    The reason you need at least a two-month lead is because the best apartment homes with luxury amenities and affordable rental rates tend to go quickly.

    Starting early means you should try to look for apartments in the first week of the month. Typically, fewer people are looking for apartments in the middle of the week, therefore, this is the perfect time for you to start looking.

    Look Online

    In addition to starting early and viewing select rental properties, with average rent, in-person, now, more than ever, you should start looking for Farmington Hills, MI apartments for rent online.

    Not only are there great resources, like Zillow, ShowMeTheRent.com, and Yelp, there are also apartment sites that list what they have available.

    Websites, nowadays, will also let you take virtual apartment tours so you can get a feel for the apartment in Farmington Hills and see whether or not you want a tour request application. Looking online also gives you a sense of what’s out there, what the prices are in the area, and what you can expect in the way of communal amenities.

    Note, if you would like to know more about the city you are looking at, i.e., in Farmington Hills, then you should explore some of the blogs available on various apartment sites. Also, keep in mind the security check, as safety and ensuring digital accessibility must be your top priority.

    Get Assistance

    You can save yourself some time and enlist the help of real estate agents in Farmington Hills, MI. In fact, many brokers with real estate licenses will help you find a wealth of rental apartments with average rent, free of charge.

    In Farmington Hills, the rental market is slightly competitive, so having a broker assist you in finding just what you are looking for might be the thing to do. That said, if you do decide to work with a broker or agent, it is highly recommended that you do your research and make sure that the person that is assisting you can get you access to the apartment in Farmington Hills that you are considering.

    Alternatively, if you prefer to hunt for your next apartment home with a friend or a family member, then just make sure what you want is the goal.

    Often, when people bring others apartment shopping, they start shopping for themselves, which generally interferes with your search. So, unless this person is going to be your roommate, then the focus needs to be on what you like and can afford.

    Social Media

    Another great way to find the apartment home rentals of your dreams is to post on your social media. For instance, on Facebook, you can post in the recommendation section about available apartments in Farmington Hills, MI with average rent, or you can just simply post to your personal page that you are looking for a place to live. You would be surprised at how many people have found their future homes by going on Facebook.

    Other social media sites that can aid you in your search include:

    ● LinkedIn

    Instagram

    Twitter

    YouTube

    What’s more, many of the local apartments have social media pages and sites; therefore, you can go directly to their pages and speak with an agent or property management team member.

    Take a Tour

    Once you have narrowed down your top choices of apartments in Farmington Hills, MI with average rent, you should definitely schedule an in-person tour.

    Due to the current state of things, you will probably have to make an appointment in advance before being able to tour the various apartment complexes. It is also a good idea to reach out to the property management team beforehand to go over social distancing protocols and whether or not they are actually renting apartments right now due to the ongoing pandemic.

    If the apartment complex you are interested in is not currently doing in-person tours, then you may want to inquire as to when you may be able to view the property because you are looking to move within the next two months.

    Consider Roommates

    While you are considering various apartments or real estate, you should also double-check your budget. If some of the apartments that you really like in Farmington Hills are a little out of your price range, then you may want to consider a roommate or two.

    A word of caution when searching for a roommate, you should make sure that your potential roommate can afford their portion of the rent. Moreover, you may need to ask your roommate for:

    ● References

    ● Security check

    ● Proof that they have not been evicted from previous places in the past

    Of course, if you prefer to live on your own, then you should call the apartment complex to see if there are:

    ● Any move-in specials

    ● Ongoing promotions that will be available two months from now

    ● Anything else they can do to assist you financially (like offer a longer lease)

    Figure Out Your Must-Have Amenities

    After you have narrowed down your options to maybe two or three real estate apartment complexes, then the next step is to compare amenities.

    By now, you more than likely know exactly what you are looking for. So, you should be able to compare both apartments and see which one better suits your needs.

    Certain amenities may be important to you, like

    ● On-site fitness facilities

    ● Ample parking

    ● Open green spaces

    ● Online bill pay

    If this is the case, then you will need to make sure your future community can accommodate. While pondering the available amenities of each place, you should also jot down any questions you may have for your landlord or property manager.

    Avoid Popular Moving Seasons

    Once you have decided on your future apartment home, the next thing you need to focus on is moving.

    As you may already know, there are peak moving seasons. Thus, you should try to relocate or move to your new apartment during a less popular time, if at all possible.

    Since Farmington Hills is in Oakland County, Michigan, you can expect to find a lot of people moving in the early fall, late spring, and throughout the summer months. Of course, no one wants to move in the wintertime or late fall, but if you can move into your apartment home during the offseason, not only can you potentially save money on movers, you are also more likely to find better move-in specials and more affordable rental rates.

    Take Away

    Ultimately, these are just a few things you can do to ensure that your apartment search goes smoothly. In general, deciding to move to Farmington Hills, MI is a great choice because there are ample parks, everyday conveniences, top-rated schools, such as top elementary schools, top middle schools, and top high schools, endless entertainment options, such as visiting cities near Farmington Hills, like the Motor City, or attractions, like the Farmington Civic Theater, and so much more.

    That said, if you still need some assistance finding an apartment in the city or have other accommodation requests, then feel free to contact a team member at Botsford Place Terrace Apartments, or you can check out their website for more apartment related info.

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    Ways to Keep Your Apartment Cool in the Summer

    2 years ago · · Comments Off on Ways to Keep Your Apartment Cool in the Summer

    Ways to Keep Your Apartment Cool in the Summer

    Summer is known for being the best time of year for having fun, barbecues, and beach trips.

    With that said, as much as we enjoy basking in the sun, we all struggle with the scorching temperatures. It’s challenging to get a good night’s sleep when the temperature is constantly rising.

    Overheated girl using hand waver suffering from heat

    The summer of 2020 in the Northern Hemisphere was the warmest ever recorded, according to the National Oceanic and Atmospheric Administration. In fact, seven states in the United States set new records for temperature in July.

    In fact, the United States is not the only country experiencing rising heat; the situation is similar worldwide. As a result, it’s critical to know how to keep your house cool during the summer.

    Ways to Keep Your Apartment Cool in the Summer

    Getting inside your apartment as a way to keep cool and get away from the scorching heat isnt always enough. You may still be subjected to the wrath of the sun outside, so the best thing you can do is learn how to keep your apartment cool.

    There are numerous ways to keep your apartment cool without using an air conditioning system during the summer, as you may not be aware. Furthermore, these suggestions will assist you in avoiding an increase in your electricity bill.

    With this in mind, we’ve put together the best expert advice. Please take advantage of these tried and tested tips on how to cool down a hot apartment during the summer:

    1. Block the Sun Out

    The best place to start is your windows, as apparent as they may seem.

    Many people prefer to let natural light in through their windows. Although allowing natural light into your apartment enhances its beauty, you may want to consider not opening your windows if you’re going to keep your apartment cool without using an air conditioning system in the summer.

    With that said, it’s essential to keep the curtains closed to blind the light from entering the room.

    When it comes to staying cool during the summer, the orientation of your windows is also an important consideration. If your window, for example, receives direct sunlight during any time of day, keeping your curtain or blinds closed will help.

    According to FamilyHandyman.com, your window can emit up to 30% of unwanted heat. Using blinds and curtains can reduce the room’s heat by up to 20 degrees, saving you up to roughly 7% on your energy bill.

    Furthermore, consider pointing your blinds upwards, to keep unwanted heat out, if you live on a lower floor.

    If the curtain trick doesn’t work, consider repurposing your car window shade or purchasing a custom-made indoor window shade.

    2. Avoid Using the Oven During the Day

    Using the oven during the day generates unnecessary heat. Instead, consider switching to BBQ eating or eating outside. If you must cook inside, however, look for recipes that do not call for the use of an oven.

    Often, the sun is blazing during the day, and it feels like youre in the oven already. So using the stove on top makes the matter worse.

    In general, avoiding using your kitchen appliances during the hottest part of the day is an excellent way to keep your apartment cooler.

    3. Turn Off Unused Appliances

    Unused appliances will contribute to your apartment’s heat rising. Instead, consider turning the appliances off whenever not in use.

    Things like an oven, for example, are known to generate a lot of unwanted heat during the summer. Also, things like your desktop computer contribute to the rising heat in your home, among other things.

    Don’t leave them on standby; not only will they add to the heat rise, but they’ll also raise your energy bill.

    Similarly, things like when to charge your phone or tablet should be considered. Consider charging your phone first thing in the morning when the temperature is cooler.

    4. Turn Off the Lights During the Day and Switch to Energy-Saving Light Bulbs

    Your bulbs also contribute to heat rise in the room. With that said, turn them off if you want to keep your home cooler during the summer.

    You should be aware that the type of light bulb you use at home significantly impacts the amount of heat generated. Incandescent light bulbs, for example, are known for generating excessive heat and dumping it throughout your space.

    In other words, when it comes to energy conservation, these are inefficient. As a result, to reduce overheating, you should switch to energy-efficient bulbs. Your home will ultimately achieve energy-efficiency with this switch and save money on energy bills.

    5. Use a Fan to Cool Down a Room

    It’s simple to turn on your air conditioner to cool down, but you won’t be pleased with your power bill. An air conditioning system often racks up your energy bill; so instead, try using this ice hack to save you money on your electricity bill, while still allowing you to cool down your room.

    Many people have found that using ice packs plus a fan to cool down their homes works. Fill a bowl with ice and place it in front of a fan. The fan will circulate the cooler air throughout the room, acting as a makeshift air conditioner.

    The fan trick may not be as perfect as your air conditioning, but it works wonders.

    6. Purchase Some Indoor Plants

    House plants improve the aesthetics of our homes, but that is not the only role that a houseplant can play. A houseplant can help in naturally cooling your apartment.

    Plants, in general, act as air conditioners, releasing moisture into the atmosphere through transpiration.

    However, not all plants are heat-efficient, so you’ll want to figure out which plants are best for cooling the air in the room. For example, peace lilies and rubber plants are known to be some of the most heat-efficient plants.

    With that said, investing in indoor plants will help you cool the air in the room.

    7. Let the Night Air In

    It’s not always recommended to run your air conditioning system when it comes to cooling the home. An air conditioning system will increase your energy bill, and if you’re budget conscious, then you will want to consider other options.

    During the summer, the temperature most likely will be high during the day and drop during the night. As such, consider opening your windows to let the night air in.

    You can be more inventive by strategically positioning your fan to force cool air into your home. However, before the heat rises in the morning, remember to close the blinds while sleeping to prevent cool air from escaping the room.

    8. Make a Few Long Term Changes

    If you’re serious about making your apartment cool without using a central air conditioning unit, you’ll need to make some long-term changes. For example, investing in insulated window films can be a great way to keep your home cooler instead of relying on an air conditioning system.

    Plant trees near light-facing windows to protect your home from direct sunlight and reduce the amount of heat it absorbs. The trees may take a while to grow to their full potential, but the wait is well worth it.

    9. Set Your Ceiling Fans to Rotate Counter-Clockwise

    You may not realize how important the ceiling fan can be if you set them to rotate counter-clockwise. As a result, the warmth will be directed away from your room by a ceiling fan, allowing a cool breeze to circulate throughout the house.

    By reversing the direction of the ceiling fan blades, the warm air will be pushed to the roof rather than blown towards you.

    10. Focus On the Temperature in Your Body, Not the House

    Cooling yourself can be a smart thing to do before going for other options, such as air conditioning. From taking cold water showers to picking the choice of cloth to wear can help you feel cooler.

    Also, keep a bowl of water next to your bed and dip your feet in it when it gets too hot.

    11. Do Laundry and Ironing Early in the Morning

    Doing your laundry and ironing during the hot day can worsen the situation. Consider doing your laundry during the cooler part of the day, just as you should cook during the cooler part of the day.

    Besides, you won’t feel much heat while doing your duties when the air is cool around the home.

    12. Use Kitchen and Bathroom Exhaust Fans

    Apart from taking out humid air in the bathroom, the bathroom fan can play a big role in cooling your home.

    The bathroom and kitchen exhaust fan can help you draw out excess heat in the room. Consider turning on the exhaust fan during the hottest part of the day. It’s easy to tell the difference in temperature in nearby rooms after turning the fan on.

    13. Be Smart About Your Doors

    If the temperature inside your room is cooler than the outdoor air, you should close the door to keep the house cool. The cooler air will be trapped inside the house as a result of this.

    14. Put Your Sheets in the Freezer

    Using some tricks will help you keep things cool during the night, even if the room is warm.

    As such, before going to sleep, put your sheets and pillow in the freezer a few hours before bedtime. This will help to cool your body and give you some time to sleep without having to turn on the fan or the air conditioner, which will use more energy.

    Woman cooling herself in front of the open fridge

    Before going to sleep, you can also use the freezer to cool your pajamas. If you combine these techniques, you’ll have a better chance of cooling down your body and getting a good night’s sleep without having to worry about your room’s temperature.

    Adding air conditioning and other tricks to this method will help you cool the house and feel more comfortable.

    15. Add Insulation and Weather Stripping

    If you’ve tried other methods and it seems not to work to your desires, you may want to consider insulation and weather stripping. This is the time of the year when energy-efficient windows come in handy.

    With that being said, it’s important to engage with your landlord before making any adjustments.

    If your room leaks hot air, then you’re in big trouble keeping your apartment cool without using air conditioning. Such small spaces on the doors or windows will allow hot air into the room.

    Without sealing the holes, it’ll be so hard and expensive to cool down the hot air in your apartment. Your energy bill will shoot up every month.

    With that in mind, consider adding insulation if you want to keep your home cool and save money on energy costs.

    16. Repaint Your Apartment in Lighter Colors

    Because black absorbs and retains heat quickly, you may want to consider using a lighter color in your rooms to reduce the heat temperature.

    Painting your house in a lighter color will help it reflect light rather than absorb heat. Aside from reflecting light, lighter colors are also great for enhancing the beauty of your space.

    17. Use Portable Fans to Cool Down Spaces

    Portable fans can be a great way to keep your space cool during the summer months.

    Portable Fans

    It’s easy to reduce heat gain around your room using a portable fan. If you’re using a larger box fan, consider facing it towards the window rather than you. This will help cool the air better.

    You may want to also go for a portable swamp cooler to help you lower the heat temperature in your home.

    Why Excessive Heat isn’t Good for Your Health

    If you are not aware and cautious, too much heat can be harmful to your body. Sweating is one way to tell if the temperature in your home is too high.

    Let’s look at why having too much heat in your house isn’t a good idea.

    Hives

    When your body overheats, this is a common occurrence. When you begin to sweat during a workout or a hot bath, for example, hives will appear. It’s usually an allergic reaction to heat and sweat.

    Heatstroke

    When your body heat is high, your body releases sweat to cool down. However, if the temperature continues to rise, sweating will become uncontrollable. As a result, if the heat exceeds the body’s tolerance, you’ll be in grave danger.

    Heat Exhaustion

    As the temperature rises, your body responds by sweating, but the heat dehydrates your body as the process continues. Water is essential for your body, and if you lose too much of it, you risk becoming ill.

    Things to Do Before the Summer

    Instead of waiting until the summer heat to start the repairs, start planning ahead of time before the summer months arrive.

    Changes to an apartment are frequently restricted, so check with your landlord before deciding or moving forward with your plan.

    With that said, let’s find out what exactly you should do and how you must prepare for the summer.

    Repair/Maintain Your Kitchen Appliances

    Kitchen appliances are one of the most common sources of excess heat in the home. Things can get even worse if your appliance is inefficient, in terms of energy use. As a result, you should think about repairing any broken appliance as soon as it starts to work below its capacity.

    For instance, if not properly maintained, a refrigerator can consume a lot of energy. If it is inefficient, you will most likely pay for it in your energy bill.

    Cleaning the refrigerator coils and dusting them off is recommended to get the most out of your refrigerator.

    Hire the Professionals

    Although many homeowners can make many changes, it’s important to hire a professional energy assessment officer who can determine the best methods for keeping your apartment cool without using an air conditioning system during the summer.

    A professional will also be able to quickly identify where your home is wasting energy or leaking air from the outside, and how to fix the problem.

    A professional should be able to handle everything, including providing a cost estimate for any upgrades that your home requires to stay cool.

    Replace Air Filter

    During the summer, your HVAC system’s air filter will be put to a lot of work. As a result, check the air filters frequently to ensure that they are in good working order.

    Replace it when necessary to keep it working properly.

    Install Programmable Thermostats

    The use of a programmable thermostat can assist you in setting the automatic temperature controls for maximum comfort. Furthermore, they are energy-efficient, which means you will save money on your energy bill.

    Practice Smart Landscaping

    Before the summer, you should consider diving into smart landscaping. Planting shrubs and leafy trees strategically near your home’s windows is a great way to keep the heat from escaping through those same windows.

    Additional Tips for Keeping Your Body Cool

    If external methods of keeping the hot air cool in the room haven’t proven effective, consider concentrating on keeping your body temperature cool. Even if the room is warm, cooling your body will help to make the environment more comfortable for you.

    Here are more tips to consider:

    • Take a cold bath or shower. Instead of using a hot shower, take a cold shower or cold bath to lower your body temperature. If you can do this during the hot day, you will feel so much better.
    • Drink something ice-cold to stay hydrated. Using ice-cold water or drinks is also a good way to keep cool during the summer.
    • Apply a cold, wet washcloth to the back of your neck or the insides of your wrists. This will help you stay cool for a little longer.
    • Lightweight clothing is recommended. Wearing heavy clothing in the summer heat will only add to your body’s heat production. As a result, light clothes are a good option.
    • Don’t eat a large, protein-rich meal. If you’re not aware, the higher the metabolism rate, the greater the heat your body generates. As a result, you’ll feel warmer. During the summer, you may want to avoid increasing your metabolism rate.

    Final Thought

    Keeping the cool air in your apartment during the summer is a lengthy process. Ensure your home is properly insulated and leaks are repaired, invest in window films, and plant trees around your windows for a long-term solution.

    If you want to achieve your goal of cooling the hot air in your rooms, you should keep a close eye on your home appliances. As an example, ensure that they are maintained and repaired regularly whenever possible.

    Hiring a professional energy assessment service is also a big step toward becoming more energy-efficient and, as a result, cooling the house during the summer.

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    Modern Apartment Features: What to Look For

    2 years ago · · Comments Off on Modern Apartment Features: What to Look For

    Modern Apartment Features: What to Look For

    Moving to a new location is always an option, and there are numerous reasons to do so. You might be fresh out of college and looking to start a new chapter in your life. Or perhaps you simply want a change of scenery.

    You will, in any case, be looking for a modern apartment that will provide you with the best living experience possible. You’re looking for a place to call your own, and, as we all know, home is where your heart finds tranquility.

    On the other hand, peace is dependent on a variety of features in a residence. As a result, you may want to look for an apartment with all of the amenities you require for a comfortable lifestyle.

    Modern Apartment Features

    Before you start modern apartment hunting, make a list of the things you desire in your prospective residence. That way, you will save time and the risk of forgetting important features as you hunt.

    Spacious and stylish apartment

    With that said, how can you know what to look for when renting an apartment when there are so many possibilities in front of you? Is it the outdoor space, floor plan, or safety, just to name a few?

    If you’re having trouble figuring out what you need, here’s a list of what to look for in modern apartments.

    Smart Home Automation

    In todays residences, technology is a must. Nowadays, many of us prefer to be able to operate our homes features from afar. Controlling light switches, for example, is one instance.

    Not only are phones and laptops on the cutting edge of technology, but so are many apartments. We can operate the heating and air conditioning system, the hard-wired or wireless home security system, and more with remote controls.

    The application of technology in flats has paid off, making life in dwellings more luxurious. Most individuals are willing to pay a premium for convenience or amenities that will help them feel more at ease and productive.

    To put it another way, every tenant desires to live in a residence that they see as a luxury apartment.

    Open Plan Kitchen with Dining and Living Area

    Every modern kitchen needs to be designed with functionality in mind. The kitchen must be set up to allow for easy access to modern appliances, dishes, food, and more.

    The design of the kitchen should also feel inviting by incorporating spacious granite countertops, ample cabinet space, and an open layout that integrates with the rest of the home.

    Today’s apartments are not the same as what they used to be. Modern living spaces have evolved to include more open spaces, highly-customizable designs, high-quality materials, and more.

    The people’s demands have changed, so the apartments must now meet those demands.

    Plenty of Storage Spaces

    Space is often a concern for renters who purchase or rent an apartment to find that their storage space is too small. Fortunately, there are plenty of apartments with large walk-in closets and cupboards available at reasonable prices — especially in the suburbs

    Today, we live in a world where everything we order comes to us at the click of a button. Sometimes it can be hard not to impulse buy, and before you know it, your closet is overflowing with clothes, shoes, and accessories.

    Your home office may also be full of unopened packages from Amazon or eBay packages- ordered for no other reason than because they were on sale.

    This is why you need an apartment complex with extra storage spaces.

    Additionally, the average American moves 11 times in their lifetime. That’s a lot of packing and unpacking, and it can lead to a lot of clutter, which takes up valuable space. If you live in a small apartment with little storage space, you may not have room for all your stuff.

    Clutter can make an apartment feel smaller and cramped, which is why people should consider looking for an apartment with ample storage space. You can also review our guide on How to Maximize Space in an Apartment for more tips.

    Access to a Fitness Center

    Millennials are more concerned with their health than any other generation, so they have a higher focus on wellness and fitness.

    One way they achieve this lifestyle is that they live in apartments that provide a fitness center.

    When people sign leases for these apartments, they will often get the first month free, and the gym membership is included in the price of living there.

    The thought of not having to pay a monthly subscription to workout is a great perk, and is one of the numerous reasons why millennials prefer flats with exercise centers.

    Ample Parking

    The increase in the number of millennials looking for apartments with parking, when comparing apartments, has made the modern apartment complex a popular option. It’s one of the prerequisites for many millennials when choosing an apartment.

    Parking is a precious resource in many cities, so it’s no surprise that people are willing to pay more for it.

    Pet-Friendly Environment

    A modern apartment should have a friendly apartment pet policy. In a society where young people are increasingly moving into cities, they’re also looking for pets to move with them.

    The number of pet owners is on the rise, with millennials spending more time at home and looking for ways to bring their four-legged friends along their life’s journey.

    In-Unit Washer/Dryer

    Most prospective renters these days search for “apartments near me with laundry” because they want a laundry space that’s convenient and easy to use. Modern washers and dryers are designed with this in mind, providing comfort & convenience while limiting noise.

    Some washers have a fast cycle that can be completed in under 20 minutes, while others have a programmable timer for unattended use. Dryers also vary in size from compact to floor models.

    Swimming Pool

    A swimming pool to cool off and relax in during the summer is a must for many people looking for flats.

    Some pools are simply too large and take up too much area; however, others are modular and require less water. A renter would be delighted to call such areas home, in any event.

    A modern apartment is defined not only by the features it offers its tenants, but also by the quality of those apartment features.

    Security

    Most renters always look at the crime rates in neighborhoods before signing a lease.

    A high crime rate can make renters feel unsafe and unwelcome, but it does not mean that every place in the neighborhood will be dangerous.

    There are ways to make sure that you live in a safe area, such as making friends with your neighbors and taking security precautions, like installing locks on doors and windows.

    Fast Internet

    A lot of people nowadays opt to work from home, and one major requirement for this is fast internet.

    According to the New York Times, many renters choose to work from home instead of commuting long hours. The demand for fast internet is higher than ever before.

    The idea of fast internet has coincided with innovation in metropolitan areas. Wireless internet is quickly becoming the norm, with more people living in smaller spaces.

    This new development is even better for convenience, as it eliminates the need to connect wires or cables to various devices for access.

    Energy Class A

    It’s no surprise that keeping utility bills low are one of the top concerns of many renters when choosing their potential flat. While every renter is different, there are certain things to think about when considering your next apartment.

    As a result of its great energy-efficiency, an apartment rental with an Energy Class A is often easier to rent due to its ability to save energy in an apartment, and ultimately save people money.

    Wide Range of Floor Plans

    Millennials are on the rise, and so is their desire for a customized floor plan. It’s no surprise that a studio apartment building with a customized floor plan is a top choice among them.

    Studio apartment buildings with a custom interior design can come in many shapes and sizes, but they’re all meant to fulfill one main purpose: to make your apartment feel like home, all while saving you some space and money.

    Living spaces with high ceilings, wood flooring, a bright living room, and a dining area are becoming more and more desirable for renters. In general, the house’s interior design must be current in order to keep up with market trends.

    Final Thought

    When you are searching for an apartment, it is important to make sure you are considering what features are important to you.

    The features can be as varied as the number of bedrooms, access to public transportation, or the proximity to hot spots in your city. One feature that may be overlooked when looking at apartments, however, is the quality of natural lighting.

    You can do several things to maximize the amount of light in your home, such as choosing apartments with large windows, or windows with a greater surface area, to let more light in.

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    How To Shop and Return While Social Distancing

    2 years ago · · Comments Off on How To Shop and Return While Social Distancing

    How To Shop and Return While Social Distancing

    The lockdown that is in place for most states right now means that the amount that you are traveling has decreased significantly. However, this does not mean that you are staying inside of your home 24/7. You are likely leaving your apartment in order to get some fresh air and run essential errands. It is important to do this in order to stay sane and healthy during these unprecedented times. 

    When you are running errands, such as going shopping for essential items, you are being brought into an orbit of other people who live outside of your home. The germs are out there and endangering lives. If you live in an apartment complex, it can be difficult to know when the best time to go shopping might be. There are always people out and about in the complex and in order to stay safe it is important to try to avoid contact with your neighbors at this time. You can still socialize with your neighbors in some capacity. In fact, there are several fun ways that you can keep in contact with your apartment neighbors while still social distancing

    When it comes to shopping, here are some tips for maintaining social distancing while out and when you return to your apartment.  

    Wear A Mask

    When this all first started the Centers for Disease Control and Prevention (CDC) did not recommend wearing a mask if you were feeling fine. However, things have progressed and along with those progressions comes changes. The CDC is now recommending that everyone wear a mask when they go out in public. Even if you are just going to check your mail in your apartment complex, it is a good idea to put a mask on when you go. 

    It is important to try to wear a mask when you go out shopping as well. The mask not only helps protect you, but it also protects others around you while you are out shopping. In fact, according to the CDC if everyone wears a mask it can lower the risk of infection by more than 90 percent. 

    Only Get What You Need

    At this time you are likely dying to get out of your apartment. However, it is important to make sure that you are not just going shopping as a way to get out of the house. Shopping should not be treated as entertainment. The entire point of social distancing is to help stop the spread of the virus. COVID-19 causes many symptoms that can last for a long time and be very frightening. The point is, you do not want to get this and you want to make sure you are limiting your exposure to others. For that reason, making your trips to the store short and to the point are your absolute best options. 

    If you need to go into a store make sure that you wash your hands before you leave your apartment. Put your mask on and head out. Try to avoid coming into contact with your neighbors. This can be difficult in an apartment complex, but taking precautions to leave when there are few people around is very beneficial. 

    When you are at the store, have a list ready and get the things that you need and then leave as quickly as possible. Try not to use your hands to open doors or push any buttons while you are out. Use your elbows or your feet when you are able to. 

    Keep Track Of Your Phone

    Another important thing to think about when you are out shopping is where you are placing your phone and other personal items such as keys. Your phone is something that you likely always have with you. However, if you are making a quick trip to the grocery store, leaving your phone at home is a really good option. If you simply have to take your phone with you, try to keep it in a pocket or in your purse. Laying the phone in your cart at the grocery store opens it up to becoming contaminated. The less you expose your phone to the better. If you do lay your phone in the cart, use a disinfectant wipe to clean it off when you are done at the store. 

    Arriving Home

    When you arrive home from your trip to the store, the next step is to safely get your goods inside of your apartment. Depending on how much you have purchased, you might need to make more than one trip. When it comes to apartment living, chances are that there will be cars parked near yours when you arrive at home. If possible, try to park away from other vehicles. This will give you more space when you are unloading your groceries. You might have to walk a few extra steps, but it is worth it. You can pull your car into a closer space when you are done getting in and out of it for the time being. 

    Once you have all of your items inside, take off your mask and make sure that you wash your hands. You also should consider disinfecting the packages that your food is in. You can spray the boxes with lysol, or simply remove the items from the packaging and place in your own storage containers. You can then take the packaging and place them in your trash receptacle and then remove them from your apartment. This will ensure that if the packaging is contaminated, you will be less likely to contract it. Another option is to let the items sit in your garage or other storage area for at least three days before you use it. 

    Disinfect Your Car

    When you return from running errands it is a good idea to take a few minutes and disinfect your car. You should wipe down the steering wheel and other surfaces of your vehicle. Spray your trunk with lysol or another disinfectant. This will help kill any germs that might have been on the products that you purchased. 

    It is also a good idea to keep some disinfectant wipes and hand sanitizer in your car with you at all times. You can wipe down the surfaces before you even get out of your car and start unloading. 

    Keep Your Apartment Clean and Disinfected

    Another thing that you can do is to make sure that you are keeping your apartment cleaner than normal. Use disinfectants such as lysol on surfaces that are often touched such as doorknobs, light switches, and cabinets. This is especially important if you are living with roommates. If you live with other people it is important to make sure that you are all on the same page when it comes to keeping your apartment safe. It is a good idea to appoint one person to do the shopping and other errands for the group. 

    Conclusion

    Going to the store right now is not a source of entertainment. It is something that has to be done and proper precautions should be taken in order to help keep yourself safe as well as your neighbors. When you live in an apartment building, it can be a bit more difficult to get in and out of your place without coming into contact with others. Taking the time to prepare for your trip and then practicing good social distancing while you are out is very important and something that can easily be done with just a bit of effort.

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